Moving can be a very hectic task. It is easy to forget a few last minute items. Remember the to-dos for Florida homeowners before closing below.
Cancel Utilities
Call each utility company to notify them of your upcoming cancellation. Many need some notice. For services such as heat, a service person may need to come out to check your meter to issue a final bill. You may need to send back equipment for some. You might not learn this information until you call them, so try not to procrastinate until the last minute.
Call Your Mortgage Company
If your mortgage payment incorporates a portion for real estate taxes, this means that your lender has an escrow account to manage those money. When the tax bill is due, the money is removed from that account. If your closing may take place around the same time as a property tax due date, you may ask your mortgage company not to submit the payment. The same bill could be addressed at closing, which will result in a duplicate payment. Double check this with the closing attorney to make sure. It may be a extended process to obtain that money returned or you might not realize the mistake completely. Usually, any funds left in your escrow account are sent to you after the loan is paid off.
Fill Out USPS Paperwork To Forward Mail
You may notify USPS in advance of your address change. This can be completed in-person or via the Internet. Note that there may be two different types of services. A basic mail forwarding includes only a minimal fee of a few dollars when processed online. There is an upgraded service with a more expensive cost but is not needed unless you need more than basic mail forwarding. You will still be required to notify senders directly of your change of address. Mail forwarding services remains active for a finite length of.
To-dos For Florida Homeowners Before Closing
The to-dos for Florida homeowners before closing shared above includes only a few of the important ones to remember. For additional information on selling your house, speak with your listing agent. He or she will guide you through the process from listing to closing.
